SD203K.com
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Financing ADUs

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New changes with ADU ordinances increases the opportunity for homeowners to add an ADU/Granny Flat.   This is a unique opportunity to create affordable housing for a loved one or start your realty income stream. 
Most homeowners will qualify to finance an ADU.  Several financing options are available. One popular option is refinancing your current loan and pulling out equity to finance your ADU.  ADU budgets can start out at $80,000 but most will range in $200,000 to $300,000. 
Not all homeowners will have sufficient equity for an ADU,  then you can consider renovation loans from HUD & Fannie Mae.  The key advantage is these loans are based on the future value of the property.  Anytime a renovation adds square footage, it's highly valued and appraised.
Other loans are also available that can be considered: constructions loans,  jumbo loans & hard money loans.
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Renovation Loans creates larger construction budgets

Which is the best loan for you? ​

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We Can Help

Let us help you navigate your financing options.  Let's get started - So invest a moment to explore your financing options.  Complete the Financing Inquiry Form below.  It's not a loan application.  No FICO score.  We'll review and schedule a phone call to narrow your choices and determine your next steps.  
Complete the brief Financing Inquiry Today

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We Can Help

We have a team of professionals to assist every step of the way.  From a free initial consultation to financing, planning to construction,  we have a coordinated process from an experienced team with you every step of the way.  
​Meet our experts to fully understand your needs.  We'll explore the best financing that meets your financial goals.  Our Feasibility will evaluate your site,  develop plans,  determine budget and timeline to completion.  Our expertise and teamwork will come in on time and on budget.

Schedule a Free Consultation

Get your questions answered.
  • Renovation Loans
  • Local Ordinances
  • Plans
  • Resources: Architects, Contractors, Lenders...
Complete the request below to schedule a free phone consultation.
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SD203K.com  is operated by Inspection Perfection,  a home inspection company serving the greater San Diego area since 2005.  Owner, Will Johnson is a certified 203K HUD consultant since 2008.  
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For more information on Inspection Perfection,  please visit us at:

                    www.sdinspection.com ​


Telephone: 

(619) 295-9455-c

​(888) 552-4677-o
​

Email Us

  • Home
    • What
    • Why
    • How - The Process
    • Resources
    • About US
    • IPPrivPolicy
  • Renovation
    • Home Improvements
    • Room Addition
    • Before & After
  • Who
    • Home Buyers
    • Home Owners
    • Realtors >
      • Kickstart your Marketing
      • Create Your Team
      • Reno Realtor
  • ADU
    • Overview
    • ADU Demand
    • Process
    • ADU Plans
    • Financing ADU
    • ADU Resources
  • Blog