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Renovation Loan Blog

SB9 Explainer - San Diego Area

12/19/2021

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This post focuses on how SB9 impacts the San Diego area.  There are two references that helps understand how SB9 will impact the San Diego area.    Please review City of San Diego presentation below and review The Terner report below.  Some of the information was extracted specifically for the San Diego market.
California recently approved legislation to allow the addition of a second dwelling and a lot-split on a property zoned for single family dwellings.  Known as SB9 will go into effect in 2022.  Local building departments will need to incorporate these state mandates into the local zoning ordinance

Please note these references are not formalized.  The Terner report was released prior to final approval of SB9, and the City of San Diego presentation has not been adopted.  Please use this information for planning and budgeting purposes.   

We are actively monitoring SB9 progress for the San Diego area.  So, stay tuned.

 City of San Diego SB9 Presentation - Dec. 21'

At-a-Glance
  • Examples of SB9
  • Zero setbacks for single story units, 4' for 2-story or more
  • Development Improvement Fee (DIF) New 2nd unit Free others will pay DIF
  • Off-Street parking requirements
  • Canopy Tree Requirement

Terner Study of SB9

The Terner Center for Housing Innovation at UC Berkeley conducted an analysis of SB9 in July, 2021.  The study evaluating the impact and viability of SB 9 in 50 metropolitan areas in Calif.  SB9 could create over 700,000 new homes that meet market feasibility.   The study looks at the feasibility of that ranges from addition of one dwelling to total of four dwellings.
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SB9 Feasibility Funnel
At-a-Glance
  • Lots with ADUs not eligible
  • Owner-Occupancy for min. of 3 years
  • Min. of 40% lot split
  • Not allowed in historic districts, high fire zones, and rural areas
  • Side & rear setbacks of 4' are allowed
  • Anti-displacement of renter's limitations
  • Same person cannot lot-split adjacent lots

Terner analysis SB9 for San Diego County

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    Will Johnson is a HUD Certified 203K Consultant since 2008.  Will actively manages loans from HUD & Fannie Mae throughout San Diego & Riverside County.

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"Financing is the Foundation to building ADUs".   Will shares his expertise to renovation/construction financing since 2009.  Will Johnson is a licensed mortgage loan officer specialized and committed to assist clients in creating financing to build ADUs and income properties.  Will has a full portfolio of financing solutions to meet the needs of every homeowner and home buyer.​
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  • Home
    • What
    • Why
    • How - The Process
    • Resources
    • About US
    • IPPrivPolicy
  • Renovation
    • Home Improvements
    • Room Addition
    • Before & After
  • Who
    • Home Buyers
    • Home Owners
    • Realtors >
      • Kickstart your Marketing
      • Create Your Team
      • Reno Realtor
  • ADU
    • Overview
    • ADU Demand
    • Financing ADUs
    • Process
    • ADU Plans
    • ADU Resources
    • ADU Video Series
    • Desktop Feasibility
  • Blog